Personal Financial Management
DSN 742-2790
Commercial: (662) 434-2790
FAX: (662) 434-2483
EMAIL: 14FSS.FSH.ColumbusAFRC@us.af.mil
Hours of Operation
Mon-Fri: 7:30 am – 4:30 pm
MAKE THE MOST OF YOUR MONEY
Personal Financial Counseling Services
Personal Financial Counseling (PFC) can help you and your family: manage finances, resolve financial problems and reach long-term goals such as getting an education, buying a home and planning for retirement.
SUPPORT AND COUNSELING SERVICES
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Confidential financial consultations for individuals and families
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Referrals to military and community resources
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Support for family members during deployment
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Help with credit management and budgeting
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Help navigating benefits
TRAINING AND WORKSHOPS OFFERED
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Money Management
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Budgeting and Developing Spending Plans
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Debt and Credit Card Management
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Consumer Rights and Obligations (dealing with creditors)
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Financial Planning: Reaching Life Goals
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Financial Readiness and Economic Security
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Financial Readiness for Deployment
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Transitioning to Civilian Life
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Home Buying
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Understanding Mortgages
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Preventing Foreclosure
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Kids and Money: Raising Financially Savvy Kids
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Military Benefits, Pay and Entitlements – TSP/BRS
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Savings and Investments
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Retirement Planning
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Estate Planning
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Taxes
PFC services are no cost, private and confidential.
Contact Information
Michelle Bruce, MBA, AFC®
Personal Financial Counselor (PFC)
Phone: (662) 998-0411
E-mail: PFC.Columbus.USAF@zeiders.com
or CALL FOR AN APPOINTMENT!!! 434-2790
QUICK TIPS
- Develop a WRITTEN budget to plan your spending, saving, investing, and debt management.
- Pay yourself first! Make it a habit to save for an emergency. Try to save 10% in an emergency savings account, but if this is too much, save as much as you can.
- Contribute to a retirement account such as the Thrift Savings Plan as early as possible in your career.
- Review your credit reports for FREE at annualcreditreport.com to be sure the information is accurate.
- Shopping for a vehicle? You should also shop for financing to get the best rate available. Keep inquiries within a 14-day window to minimize impact on your credit score.
Maintain good financial records such as a bank account register even if you never write a check. Debit transactions don’t always post immediately and don’t forget automatic withdrawals such as bill payments.
Helpful Financial Websites
