Personal Financial Management

Personal Financial Management

DSN 742-2790
Commercial: (662) 434-2790
FAX: (662) 434-2483
EMAIL: UDG_Columbus_fsc@us.af.mil

Hours of Operation

Mon-Fri:  7:30 am – 4:30 pm


MAKE THE MOST OF YOUR MONEY

Personal Financial Counseling Services

Personal Financial Counseling (PFC) can help you and your family: manage finances, resolve financial problems and reach long-term goals such as getting an education, buying a home and planning for retirement. 

SUPPORT AND COUNSELING SERVICES

  • Confidential financial consultations for individuals and families

  • Referrals to military and community resources

  • Support for family members during deployment

  • Help with credit management and budgeting

  • Help navigating benefits

TRAINING AND WORKSHOPS OFFERED

  • Money Management

  • Budgeting and Developing Spending Plans

  • Debt and Credit Card Management

  • Consumer Rights and Obligations (dealing with creditors)

  • Financial Planning: Reaching Life Goals

  • Financial Readiness and Economic Security

  • Financial Readiness for Deployment

  • Transitioning to Civilian Life

  • Home Buying

  • Understanding Mortgages

  • Preventing Foreclosure

  • Kids and Money: Raising Financially Savvy Kids

  • Military Benefits, Pay and Entitlements – TSP/BRS

  • Savings and Investments

  • Retirement Planning

  • Estate Planning

  • Taxes 

PFC services are no cost, private and confidential.
Contact Information
Michelle Bruce, MBA, AFC®
Personal Financial Counselor (PFC)
Phone: (662) 998-0411
E-mail: PFC.Columbus.USAF@zeiders.com

or CALL FOR AN APPOINTMENT!!!  434-2790

QUICK TIPS

  • Develop a WRITTEN budget to plan your spending, saving, investing, and debt management.
  • Pay yourself first! Make it a habit to save for an emergency. Try to save 10% in an emergency savings account, but if this is too much, save as much as you can.
  • Contribute to a retirement account such as the Thrift Savings Plan as early as possible in your career.
  • Review your credit reports for FREE at annualcreditreport.com to be sure the information is accurate.
  • Shopping for a vehicle? You should also shop for financing to get the best rate available. Keep inquiries within a 14-day window to minimize impact on your credit score.

Maintain good financial records such as a bank account register even if you never write a check. Debit transactions don’t always post immediately and don’t forget automatic withdrawals such as bill payments.

Helpful Financial Websites

Military Saves

Military One Source

Blended Retirement System Resources

Thrift Savings Plan

Investment Information via SEC

Consumer Financial Protection Bureau

Federal Trade Commission

Identity Theft Information

Financial Industry Regulatory Authority

www.finra.org

www.saveandinvest.org

Snowball Debt Management

 

Click below for the Consumer Financial Protection Bureau

Get a Handle on Debt Boot Camp” email course

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