Personal Financial Management
DSN 742-2790
Commercial: (662) 434-2790
FAX: (662) 434-2483
EMAIL: afrc@Columbus.af.mil
Hours of Operation
Mon-Fri: 7:30 am – 4:30 pm
MAKE THE MOST OF YOUR MONEY
Personal Financial Counseling Services
Personal Financial Counseling (PFC) can help you and your family: manage finances, resolve financial problems and reach long-term goals such as getting an education, buying a home and planning for retirement.
SUPPORT AND COUNSELING SERVICES
-
Confidential financial consultations for individuals and families
-
Referrals to military and community resources
-
Support for family members during deployment
-
Help with credit management and budgeting
-
Help navigating benefits
TRAINING AND WORKSHOPS OFFERED
-
Money Management
-
Budgeting and Developing Spending Plans
-
Debt and Credit Card Management
-
Consumer Rights and Obligations (dealing with creditors)
-
Financial Planning: Reaching Life Goals
-
Financial Readiness and Economic Security
-
Financial Readiness for Deployment
-
Transitioning to Civilian Life
-
Home Buying
-
Understanding Mortgages
-
Preventing Foreclosure
-
Kids and Money: Raising Financially Savvy Kids
-
Military Benefits, Pay and Entitlements – TSP/BRS
-
Savings and Investments
-
Retirement Planning
-
Estate Planning
-
Taxes
PFC services are no cost, private and confidential.
Contact Information
Michelle Bruce, MBA, AFC®
Personal Financial Counselor (PFC)
Phone: (662) 998-0411
E-mail: PFC.Columbus.USAF@zeiders.com
or CALL FOR AN APPOINTMENT!!! 434-2790
QUICK TIPS
- Develop a WRITTEN budget to plan your spending, saving, investing, and debt management.
- Pay yourself first! Make it a habit to save for an emergency. Try to save 10% in an emergency savings account, but if this is too much, save as much as you can.
- Contribute to a retirement account such as the Thrift Savings Plan as early as possible in your career.
- Review your credit reports for FREE at annualcreditreport.com to be sure the information is accurate.
- Shopping for a vehicle? You should also shop for financing to get the best rate available. Keep inquiries within a 14-day window to minimize impact on your credit score.
Maintain good financial records such as a bank account register even if you never write a check. Debit transactions don’t always post immediately and don’t forget automatic withdrawals such as bill payments.
Helpful Financial Websites
Military Saves
Military One Source
Blended Retirement System Resources
Thrift Savings Plan
Investment Information via SEC
Consumer Financial Protection Bureau
Federal Trade Commission
Identity Theft Information
Financial Industry Regulatory Authority
www.finra.org
www.saveandinvest.org
Snowball Debt Management
